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    • Home
    • Reviews
    • Home Buying Process
    • Sold
    • Listings
      • Featured Listings
      • All Listings
    • Resources
      • Lenders
      • Inspectors
      • Home Warranties
      • Preferred Vendors
      • Utilities
      • Homestead Tax Credit
    • Blog
    • Top Moving Company

(515) 953-8854

  • Home
  • Reviews
  • Home Buying Process
  • Sold
  • Listings
    • Featured Listings
    • All Listings
  • Resources
    • Lenders
    • Inspectors
    • Home Warranties
    • Preferred Vendors
    • Utilities
    • Homestead Tax Credit
  • Blog
  • Top Moving Company
Tyler Timp REALTOR®

HOME BUYING PROCESS

1. Get a Loan

2. Agency & MLS

2. Agency & MLS

Speak with a lender and secure a

mortgage pre-approval. This benefits

you by turning you into a cash buyer,

which will save you money and provide

leverage in multiple-offer situations. It

also gives you the confidence in

knowing you qualify!

2. Agency & MLS

2. Agency & MLS

2. Agency & MLS

All agents have access to the same

MLS system, but not all agents provide

the same level of service. 100% of my

clients choose me as their exclusive

buyers agent. Any sign in any yard -

call me first, including FSBO homes.

3. Home Search

2. Agency & MLS

3. Home Search

I’ll provide you with a search tool that directly links to the MLS. You can request showings, save

searches, get notifications, and send me

messages, all in one place. You will see an

average of 8-10 homes before finding the right

one. The key to finding the right home is your

feedback on homes you do see to give me a

better idea of what to search for!

4. The Offer

5. Earnest Money

3. Home Search

Determine a purchase price and terms

that you’re comfortable with, and we’ll

make an offer on the home to the

sellers. I’ll negotiate on your behalf and

we will come to an agreement that

everyone is content with!

5. Earnest Money

5. Earnest Money

5. Earnest Money

This is the check you write with your

offer; it will be cashed when the offer is

accepted. The amount is anywhere from

$0 - full price. It is held in a non-interest

bearing trust account until closing, when

it will be returned to you as a credit.

6. Inspection

5. Earnest Money

5. Earnest Money

We’ll have a certified home inspector

do an inspection on the major items in

the home. We’ll go back to the seller

with any deficiencies to renegotiate.

7. Costs

8. Loan Approval

8. Loan Approval

These are estimates of the costs you can

expect to incur during the purchase process

(don’t forget earnest money!)

$4,000-Closing costs, including appraisal

$400 - Home inspection

$515 - Regulatory Compliance Fee

$150 - Radon test (see: Radon Fact Sheet)

8. Loan Approval

8. Loan Approval

8. Loan Approval

Revisit with your lender to receive full

loan commitment and confirm the

appraisal.

9. Closing

8. Loan Approval

9. Closing

We’ll set up a time, date, and location to

sign the official paperwork to close.

When finished signing, I’ll give you the

keys and you can move into your new

HOME.

Copyright © 2025 Tyler Timp Realtor® - All Rights Reserved.

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